Basic Info On A Bankruptcy Lawyer
At one point or another, one in five people will need the services of a bankruptcy lawyer. There are many to choose from, and based on your needs you can find one that is right for you. Here are a few things that you should expect from a visit with your attorney.
When your initial visit begins, your attorney will ask you for some details like basic identifying info and your social security number. It is not just for the records they keep but for your case as well. You need to take identification with you, and your documents showing income for the previous six months.
You are then given paperwork that has to be completed and then returned so your case can be filed. It will include assets like pay and retirement fund, any bank account in your name and all property you own such as a home, boat or any vehicle that your name is legally assigned to.
You should include certain details on all debts you will be filing on as well. This required info can be found in your credit report or recent bill. You will need the creditor contact information, your account number, the amount that is owed and the last time a payment was made in order to include them.
When it is completed and returned, your attorney uses this paperwork to file your case. Then you are assigned a new worker through the court that ensures your creditors are aware of your filing. So if you keep getting calls for collection on any debt you have filed on, tell them to call your attorney.
You can't include a debt that is made after you begin filing. So if you filed in August and get a new car or credit card in September, you can't put this information on your case to be included. The attorney you hire will tell you more detailed information based on your case.
When you get a court date, you appear and tell the judge you agree to the the case terms set forth by them. Then it will be announced whether or not your case is granted and you will be debt free. The attorney you hire will give you probable outcomes based on the information in your case. For details on pricing and payment issues, you should speak to someone in the law office of your choice.
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